Our mission is to help homeowners avoid foreclosure on their homes. A Loan Modification can be a complicated and stressful process for a homeowner. We will provide you with the tools necessary to make this process simple and stress-free!
There are 2 ways to get a loan modification:
1 - Get Professional Help - Use an Expert
Our Loan Modification Experts have successfully negotiated thousands of scenarios across the U.S. and with all major banks. Depending on your situation, we will match you up with the right company that can be most effective. It's RISK-FREE, NO CREDIT CHECKS, AND SIMPLE!
2 - Do It Yourself - Loan Modification Kit
We can show you how to successfully modify your own loan. We will provide you with a step-by-step e-book that will guide you through the process. We will show you how to Stop Foreclosure, Lower Your Interest Rate, Reduce Your Monthly Payments, Protect Your Family and Home.
| Recent Case | |
| Borrower was 3 months behind. Was able to bring her current and drop monthly payment by $1143.27 which is a savings of $68,602.20 over a 5 year period. | |
| Lender: | Countrywide |
| State: | NJ |
| Problem Mortgage: | 8.99% Adjustable Rate |
| Old Payment: | $1985.79 |
| New Payment: | $842.42 |
| New Mortgage: | 2% Fixed Rate |
The process is very simple. Start by filling out the form, providing us with your basic information. Your case is then immediately routed to our loan modification company within our network who will be contacting you shortly to provide a free, professional and valuable consultation.
Your to-do list
To get the process rolling, your will be asked for required supporting documents:
- Hardship Letter - Include dates, reason for delinquency, what you have done to attempt to workout problem in the past; also include any supporting documents for hardship. While our Network Service Reps will be happy to provide guidance if needed, the short and straightforward letter must be in your own words
- Bank Statements - Last two (2) months
- Proof of Wages and Salary - Employed - Pay stubs for last two (2) months; Self-employed - 1040s for the last two (2) years.
- Federal Tax Returns - First and second pages (W2s) from the last two (2) years.
- Rental Agreement - If the loan modification is not for your primary residence.
Next steps
Our Loan Modification company will work with your lender, exploring options that will provide a satisfactory conclusion for all parties involved. In many cases, we’ll have an answer within 60 days, and sometimes sooner. While we negotiate a solution, you can relax and focus on more important tasks, such as work and family.
It's RISK-FREE, NO CREDIT CHECKS, AND SIMPLE!
There is NO OBLIGATION. We keep your information 100% private.
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April 23, 2010
Obama Unveils $14 Billion Plan To Help Troubled HomeownersThe Obama administration on Friday announced a $14 billion effort to try to stem a rising tide of home foreclosures by giving lenders incentives to erase some mortgage debt and slash mortgage payments for the unemployed.
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April 23, 2010
Obama pushing mortgage modification for joblessUnder fire to do more to stop the foreclosure crisis, the Obama administration announced new mortgage modification steps on Friday to help the unemployed and those who are "underwater" with a bigger loan than their home is worth.